Direct Payment

 

Fast, Easy, Convenient!

Your Credit Union Debit Card puts you in touch with the safest, most efficient payment method available to consumers today - the Interac Direct Payment system.  Your Debit Card gives you direct access to your accounts to pay for purchases without using cash at any retail location displaying the Interac Direct Payment sign.  In addition to the Interac Direct Payment system, by using your Debit Card, you also have easy and convenient access to your funds at thousands of Automated Teller Machines (ATMs) around the world.  Control over you accounts is never further than your pocket if you carry a Credit Union Debit Card.

Access Your Account 24 Hours A Day

Your Debit Card, together with your personal indentification number (PIN) provides access to your account 24 hours a day.

Automated Teller Machines (ATMs) allow you to:

  • Get Cash - up to your daily limit
  • Get your account balance

Participating Credit Union ATMs also allow you to:

  • Make Deposits
  • Transfer Funds
  • Process Bill Payments

Chip Card Technology

A chip card is a credit or debit card that contains an embedded computer chip and provides increased protection against countefeit, lost and stolen card fraud.

New Ross Credit Union began converting cards on June 16th, 2010.  Every customer-owner will receive a chip card when their current card is renewed or replaced due to loss or damage.

Cardholder Safety Tips

PROTECT YOUR PERSONAL IDENTIFICATION NUMBER (PIN) - IT IS YOUR ELECTRONIC SIGNATURE

MEMORIZE IT

NEVER DISCLOSE YOUR PIN TO ANYONE

NEVER WRITE IT DOWN

NEVER CARRY IT WITH YOU IN A DISGUISED FORM

  • When selecting a PIN always avoid the obvious, eg. your name, street address, telephone number, social insurance number, date of birth, etc.
  • A debit card is the key to your account(s).  The card should never be "lent" to anyone, including friends and family.
  • Never let your debit card out of sight when conducting a transaction.  After completing a transaction, remember to take your card and , if provided, your transaction record with you.
  • When conducting any transaction, use your hand or body to shield the entry of your PIN
  • Always conduct transactions with your debit card when and where you feel secure.  If you are uncomfortable, do not use it.
  • Check your statements regularly and notify your Credit Union immediately if you detect any unusual activity, for example, purchases you did not make or missing charges.
  • If your debit card is lost, stolen or retained by an ATM, notify your Credit Union immediately.
  • Remember, your safety come first.  Report any theft incident to the police and to your Credit Union.
 

Find Branch/ATM

Enter address, postal code or branch name